Risk Analysis

Detailed analysis for applicant APP123457

Risk Score: 67/100
AI Risk Assessment
Comprehensive analysis powered by advanced machine learning

Based on comprehensive analysis, this applicant presents a moderate risk profile with several positive indicators. The device intelligence shows clean mobile usage patterns with no signs of emulation or rooting. Social media presence indicates stable employment and consistent lifestyle patterns. However, there are minor concerns around recent address changes and limited credit history. The behavioral analysis suggests responsible financial management with regular income deposits and reasonable spending patterns. Overall recommendation: Approve with standard terms and monitoring.

Overall Risk
Medium

Score: 67/100

Confidence
89%

High confidence

Red Flags
2

Requires attention

Processing Time
2.3s

Analysis duration

Risk Profile Overview
Multi-dimensional risk assessment
Key Risk Factors
Primary factors influencing the risk score
Device Intelligence85/100

Clean device, known IP address

Social Presence72/100

Moderate social media activity

Behavioral Patterns68/100

Stable spending patterns detected

Identity Verification88/100

Strong identity match

Detailed Analysis
In-depth breakdown of risk assessment factors
Device Information
Device TypeMobile (iOS)
Rooted/Jailbroken
Clean
Emulator
Real Device
VPN/Proxy
Detected
Network Analysis
IP Reputation
Good
GeolocationNew York, US
ISPVerizon
Risk Score15/100